Financial Risk Specialists
O*NET 13-2054.00 · SOC 13-2054
Financial Risk Specialist is a solid career choice. Median pay is $117k a year with +7.4% projected growth through 2035 (about as fast as average) and about 4,800 openings a year. AI exposure: Elevated.
Bureau of Labor Statistics projections 2025–2035 · Data updated 2026-07-27
What You'd Actually Do
- →Identify and assess financial and operational risks
- →Develop risk models and quantitative analyses
- →Monitor market, credit, and liquidity risk exposures
- →Prepare risk reports for management and regulators
- →Recommend strategies to mitigate identified risks
Education & How to Get In
A bachelor's degree is the standard entry point for Financial Risk Specialist roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.
Get Started Learning
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Work Environment
Structured, offices, data centers, or remote
Independent, focused deep work with periodic team check-ins
A Day in the Life
While every role varies by employer and specialization, a typical day as a Financial Risk Specialist involves a mix of core responsibilities:
Personality Fit (RIASEC)
Who Thrives as Financial Risk Specialist?
Based on the interests and work style this role actually demands, these personality types tend to fit it best. Salary and growth tell you if a career is worth entering; personality fit tells you whether you'll still want it in five years.
Not sure which you are? Take the 7-minute quiz →
See Open Financial Risk Specialist Roles
Browse live openings to get a feel for requirements and pay in your area.
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Job Outlook
Employment of Financial Risk Specialists is projected to grow 7.4% from 2025 to 2035, about as fast as average for all occupations.
Will AI Replace This Job?
- ·42% routine cognitive tasks, high automation target
- ·Industry sector with high AI adoption trajectory
Scored from the mix of routine, creative, physical and social tasks the role involves, adjusted for sector and projected growth. An estimate, not a forecast.
Common Questions
How much does a Financial Risk Specialist make?
The median Financial Risk Specialist earns $117k a year, according to the Bureau of Labor Statistics' May 2025 wage data. Half earn more than that and half earn less, and pay varies considerably by state, industry and experience.
Will AI replace Financial Risk Specialist jobs?
Our model puts Financial Risk Specialist at 51 out of 100 for automation exposure, which is elevated disruption risk. The main drivers: 42% routine cognitive tasks, high automation target; industry sector with high AI adoption trajectory.
Is Financial Risk Specialist a growing field?
Employment is projected to grow 7.4% between 2025 and 2035, which is about as fast as average. That works out to roughly 4,800 openings a year, counting both new positions and people leaving the occupation.
What degree do you need to be a Financial Risk Specialist?
A bachelor's degree is the standard entry point for Financial Risk Specialist roles, and relevant internships matter as much as the subject.
How long does it take to become a Financial Risk Specialist?
Typically about four years, typically a bachelor's degree. O*NET classes this role as Job Zone 4 of 5, which describes how much preparation people in it usually have.
Is a Financial Risk Specialist career right for you?
Your personality, values, and strengths matter as much as the job market. Take the quiz to see your personalized Future-Fit Score for this career and hundreds more.
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