Credit Analysts
O*NET 13-2041.00 · SOC 13-2041
Projected Growth
+6%
2024–2034
Median Salary
$72k
per year
Education Level
Zone 4
Considerable preparation needed (bachelor's degree)
What You'd Actually Do
- →Evaluate creditworthiness of loan applicants
- →Analyze financial statements
- →Prepare credit reports
- →Monitor existing loan portfolios
- →Recommend approval or denial decisions
Education & How to Get In
🎯
Job Zone 4
Considerable preparation needed (bachelor's degree)
A bachelor's degree is the standard entry point for Credit Analysts roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.
Work Environment
Primary Setting
Structured — offices, data centers, or remote
Work Style
Independent — focused deep work with periodic team check-ins
A Day in the Life
While every role varies by employer and specialization, a typical day as a Credit Analysts involves a mix of core responsibilities:
MorningEvaluate creditworthiness of loan applicants
MiddayAnalyze financial statements
AfternoonPrepare credit reports
Personality Fit (RIASEC)
Conventional (Organizers)6.8
Enterprising (Persuaders)4.5
Investigative (Thinkers)3.8
Social (Helpers)2.4
Realistic (Doers)1.0
Artistic (Creators)1.0
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