Insurance Underwriters

O*NET 13-2053.00 · SOC 13-2053

Projected Growth
+6%
2024–2034
Median Salary
$81k
BLS OEWS, May 2025
Education Level
Zone 4
Considerable preparation needed (bachelor's degree)

What You'd Actually Do

  • Evaluate insurance applications
  • Assess risk factors
  • Set policy terms and premiums
  • Review claims history
  • Ensure compliance with underwriting guidelines

Education & How to Get In

🎯
Job Zone 4
Considerable preparation needed (bachelor's degree)

A bachelor's degree is the standard entry point for Insurance Underwriters roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.

Get Started Learning

Ready to start building skills for a career as a Insurance Underwriters? These platforms offer courses you can start today — many with free trials or financial aid.

Coursera
University-backed courses and certificates
Browse courses →
Udemy
Affordable self-paced courses from $12.99
Browse courses →
Skillshare
Creative and professional skill classes
Browse courses →
LinkedIn Learning
Professional development with certificates
Browse courses →

Links open in a new tab. Some may include affiliate partnerships.

Work Environment

Primary Setting

Structured — offices, data centers, or remote

Work Style

Independent — focused deep work with periodic team check-ins

A Day in the Life

While every role varies by employer and specialization, a typical day as a Insurance Underwriters involves a mix of core responsibilities:

MorningEvaluate insurance applications
MiddayAssess risk factors
AfternoonSet policy terms and premiums

Personality Fit (RIASEC)

Conventional (Organizers)6.2
Enterprising (Persuaders)4.5
Investigative (Thinkers)3.6
Social (Helpers)2.8
Realistic (Doers)1.7
Artistic (Creators)1.0

Who Thrives as Insurance Underwriter?

Based on the interests and work style this role actually demands, these personality types tend to fit it best. Salary and growth tell you if a career is worth entering — personality fit tells you whether you'll still want it in five years.

ESTJThe ExecutiveISTJThe InspectorENTJThe CommanderESFJThe Provider

Not sure which you are? Take the free 5-minute quiz →

See Open Insurance Underwriters Roles

Browse live openings to get a feel for requirements and pay in your area.

IndeedLinkedIn JobsZipRecruiter

Similar Careers

Financial Examiners+6%Regulatory Affairs Specialists+8%Claims Adjusters, Examiners, and Investigators+6%Compliance Officers+8%Credit Analysts+6%Private Detectives and Investigators+3%Logisticians+6%Compensation, Benefits, and Job Analysis Specialists+6%

Explore More Careers

Best Technology Careers →Best Business Careers →Best Creative Careers →Browse all careers →

Is Insurance Underwriters right for you?

Your personality, values, and strengths matter as much as the job market. Take the free quiz to see your personalized Future-Fit Score for this career and hundreds more.

Take the assessment →

Free · No account required · 5 minutes