Insurance Underwriters
O*NET 13-2053.00 · SOC 13-2053
Projected Growth
+6%
2024–2034
Median Salary
$72k
per year
Education Level
Zone 4
Considerable preparation needed (bachelor's degree)
What You'd Actually Do
- →Evaluate insurance applications
- →Assess risk factors
- →Set policy terms and premiums
- →Review claims history
- →Ensure compliance with underwriting guidelines
Education & How to Get In
🎯
Job Zone 4
Considerable preparation needed (bachelor's degree)
A bachelor's degree is the standard entry point for Insurance Underwriters roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.
Work Environment
Primary Setting
Structured — offices, data centers, or remote
Work Style
Independent — focused deep work with periodic team check-ins
A Day in the Life
While every role varies by employer and specialization, a typical day as a Insurance Underwriters involves a mix of core responsibilities:
MorningEvaluate insurance applications
MiddayAssess risk factors
AfternoonSet policy terms and premiums
Personality Fit (RIASEC)
Conventional (Organizers)6.2
Enterprising (Persuaders)4.5
Investigative (Thinkers)3.6
Social (Helpers)2.8
Realistic (Doers)1.7
Artistic (Creators)1.0
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