Credit Counselors
O*NET 13-2071.00 · SOC 13-2071
Projected Growth
+6%
2024–2034
Median Salary
$72k
per year
Education Level
Zone 4
Considerable preparation needed (bachelor's degree)
What You'd Actually Do
- →Evaluate creditworthiness of loan applicants
- →Analyze financial statements and cash flow
- →Prepare credit reports and risk assessments
- →Monitor existing loan portfolio performance
- →Recommend approval or denial of credit requests
Education & How to Get In
🎯
Job Zone 4
Considerable preparation needed (bachelor's degree)
A bachelor's degree is the standard entry point for Credit Counselors roles. Related majors and internship experience during college significantly improve your chances. Many employers also value relevant certifications or project portfolios alongside the degree.
Work Environment
Primary Setting
Structured — offices, data centers, or remote
Work Style
Independent — focused deep work with periodic team check-ins
A Day in the Life
While every role varies by employer and specialization, a typical day as a Credit Counselors involves a mix of core responsibilities:
MorningEvaluate creditworthiness of loan applicants
MiddayAnalyze financial statements and cash flow
AfternoonPrepare credit reports and risk assessments
Personality Fit (RIASEC)
Conventional (Organizers)5.3
Social (Helpers)4.9
Enterprising (Persuaders)4.7
Investigative (Thinkers)2.6
Artistic (Creators)1.8
Realistic (Doers)1.0
Similar Careers
Is Credit Counselors right for you?
Your personality, values, and strengths matter as much as the job market. Take the free quiz to see your personalized Future-Fit Score for this career and hundreds more.
Take the assessment →Free · No account required · 10 minutes